Andrew M. Ham


As managing director of SouthEast Capital and its Investment Fund, Ham brings over 40 years of real estate finance, investment and historic rehabilitation experience to the company resume.

He is also Managing Director of Urban Trust Capital (Urban Trust, LLC) a Jacksonville, Florida based national tax credit real estate investment capital advisory firm. Mr. Ham has been actively involved in originating tax credit equity capital, providing tax credit investment transaction advice on public/private financing since 1994.

Mr. Ham is a recognized expert on the financing of tax credit enhanced real estate and the structuring of public/private real estate transactions including Historic, New Markets and Low-Income Tax Credits. Ham has been involved in the investment community and downtown redevelopment industry since the early 1980’s beginning with managing the rehabilitation of downtown Lakeland and Tampa, Florida historic building stock and the syndicating of limited partnership interests in tax credit certified historic properties. Mr. Ham received his BA Degree from Widener University and an MS in Urban Planning from Virginia Tech. He has lectured on tax credits and the rehabilitation of historic properties at the University of Florida and has also lectured at the University of Georgia, Athens. Ham is a frequent speaker on tax credit equity investments and adaptive reuse topics at professional seminars and state conferences. In addition to his tax credit advisory services Ham has provided financial advisory services on tax-exempt financing, revenue bond financing, and federal stimulus bond financing for urban developments.

Ham’s recent client projects include a $3.7 million rehab of the Horne Building into student apartments in downtown Milledgeville, GA; the $29 million tax credit rehab of the Carnegie Building/Marriott Courtyard in downtown Atlanta, GA; a $7.2 million historic rehab of an 1890 building into the Emerge Career and Technology Center in Minneapolis, MN; a $20 million New Markets and Rehabilitation Tax Credit rehab of an East Garfield warehouse into the L.E.A.R.N Charter School in Chicago, IL; the $26 million historic and New Markets Tax Credit rehab of the Majestic Apartments in downtown Hot Springs, AR for a non-profit affordable housing developer; the $6 million historic Tax Credit Phase I rehab of the Swift Mill in downtown Columbus, GA; the $42 million mixed use project consisting of four historic buildings in downtown Jacksonville, FL; and the $4.9 million historic Tax Credit and Stimulus Bond financed rehab of the Watermark Office Tower in downtown Anniston, AL.

Ham is also Vice-President Development and Finance for Community Development Partners, Inc., (CDP) a boutique real estate development company specializing in public/private partnership development projects in Florida and Georgia. CDP’s development projects include the Mitchell House Condo and Lofts in Thomasville, GA, The Bunn Building in Waycross, GA, The Hacienda Hotel in New Port Richey, FL, and the Horne Building Lofts in Milledgeville, GA.

Ham’s professional affiliations include the Urban Land Institute, The National Trust for Historic Preservation, The Georgia Trust for Historic Preservation and the Palmetto Trust. He is an active supporter of the City Rescue Mission in Jacksonville, the Christian Foundation for Children and Aging in Chile and San Salvador and the Piarist Mission School in Martin, Kentucky. Ham and his wife Paula between them are proud parents of four children and four grandchildren and are members of Assumption Catholic Church in Jacksonville.